UpVue

Since you were awayHousekeeping agent · keeps everything in order

Every night at 02:00 it files, renames, merges duplicates, recomputes every count and sends the reminders that are due. Everything it did is under Done. Everything it could not decide is a to-do here with a link, so nothing is missed.

Last cleared 2026-10-11 18:40 · 23 actions at 2026-10-12 02:00 · 5 to-dos for people

  • Decide: is Senheng Q-20419 a quotation to keep or to discard?Nourish Kitchen · Wei LinOpen
  • Pick between two Kallang Packaging invoices for the S$1,262.50 paymentNourish Kitchen · Wei LinOpen
  • Two bank lines waiting on the client's answer since 9 OctNourish Kitchen · Wei LinOpen
  • October statement still missing; reminder sent, no fileKinetic Build · Priya N.Open
  • Xero consent pending 2 days; chase the adviser loginVerde Wellness · Daniel T.Open
  • A to-do stays here until it is ticked, and is repeated in the 07:30 email to the person named.

Operations

Banks

How this helps your business

Bank reconciliation is the largest block of hours in the firm. Here every account's lines arrive on their own, every 15 minutes, and the accountant only touches the ones that need a decision.

  • DBS, OCBC and UOB by banking API; Aspire and Airwallex by their APIs; Xero's feed where it already runs; upload as the fallback
  • Balances checked against the bank's own figures before anything is matched
  • One press reconciles an account against the invoices in GDrive and the open items in Xero
  • Multi-currency wallets read in their own currency

AI agent on this page

Matcher

06:40 daily, after intake

What it does

Matches each bank line to an invoice, bill, payout or bank rule, and says why.

How it helps

Exact matches confirmed in one batch

Average cost

S$0.12 per 30 runs

S$0.40 per 100 runs

Open Banks · Reconciliation

And on the Xero tab

CFO agent

07:10 daily, after posting · and on each approval

What it does

Reads what was posted to Xero and the bank balances every morning, keeps the margin and cash-flow view current, and flags anything that looks wrong.

How it helps

The CFO view a S$5,000-a-month virtual CFO would give, for every client, every morning: margin, cash, what to act on

Average cost

S$1.56 per 30 runs

S$5.20 per 100 runs

Open Operations · Xero

Where statements come from

1Banking API

DBS · OCBC · UOB

  • Read through each bank's API (SNAP), with the client's own consent
  • Balances and new lines pulled every 15 minutes
  • Set-up by the bank takes 2–6 weeks; the Xero feed covers the gap

2Online banks

Aspire · Airwallex

  • Connected by API key from the client's account, read only
  • Multi-currency wallets read in their own currency; MAS rate applied on the day
  • Pulled every 15 minutes

3Xero or other platforms

the bank feed

  • Where a feed already runs into Xero, it is read from there, once a day at 06:40
  • Same for another accounting platform's export
  • Nothing new for the client to set up

4Upload

CSV or PDF

  • The client drops the bank's export into GDrive under Bank statements, or forwards the e-statement email
  • Parsed within 2 minutes; a PDF is read by Gemini into the same five columns
  • The fallback when none of the above is in place
Pulled every 15 minutesBanking APIDBS · OCBC · UOBAspire ·AirwallexXerobank feedUploadCSV · PDFBalancecheckedMatchedwith GDriveConfirmed bythe accountantApprovedas a batchPostedto XeroQuestions tothe clienteach confirmed match becomes a bank rule for next month

Accounts of Nourish Kitchen Pte Ltd

BankAccountSourceLast pulledBalanceLines, 30 daysStatus
DBSCurrent account012-345678-9 · SGDBanking API2026-10-12 07:00S$51,468.19343 to decide
Account
DBS Current account · 012-345678-9
Connection
Banking API · read only · every 15 minutes
Balance
S$51,468.19
Last 30 days
34 lines · 31 matched · 3 to decide

30 Sept 2026 – 8 Oct 2026 · 9 lines · opening S$42,318.55 · closing S$51,468.19 agrees with the bank

DateDescriptionDebitCreditBalance
30 SeptOpening balanceS$42,318.55
1 OctGIRO SP GROUP 8827211S$3,650.00S$38,668.55
2 OctTT INWARD SHOPEE SINGAPORE PTE LTD INV0931S$8,420.00S$47,088.55
4 OctFAST KALLANG PACKAGINGS$1,262.50S$45,826.05
5 OctFAST PACIFIC COLD CHAIN PCL-26-1188S$4,185.60S$41,640.45
5 OctGOOGLE *WORKSPACE SGS$73.26S$41,567.19
6 OctTT INWARD SEAVIEW HOTELS PTE LTDS$12,000.00S$53,567.19
7 OctPAYNOW TAN M LS$1,500.00S$55,067.19
7 OctGIRO CPF BOARD CPF CONTRIBUTIONS$2,980.00S$52,087.19
8 OctNETS QR SHENG SIONG 221S$619.00S$51,468.19
OCBCBusiness account601-220330-1 · SGDBanking API2026-10-12 07:00S$18,204.5511Reconciled
AspireSGD operatingASP-SG-20931 · SGDAspire API2026-10-12 07:00S$9,312.40271 to decide
AirwallexUSD walletAWX-USD-77410 · USDAirwallex API2026-10-12 07:00US$4,120.006Reconciled